Concept Financial Services Pty Ltd (“Concept”) accepts no responsibility for the accuracy or completeness of any material contained in or referred to in this website. Users must exercise care with respect to its use and should not make decisions based on this material alone. Links to other websites are inserted for convenience and do not constitute endorsement of material at these sites or any associated organisation, products or services. The material on this site may include views or recommendations of third parties which do not necessarily reflect the views of Concept or indicate its commitment to a particular course of action. The listing of a device, product, technology, system, service, person or organisation in any part of this website in no way implies any form of endorsement of any kind by Concept.

For further information, contact  contactus@conceptfs.com.au

Concept Financial Services Pty Ltd (“Concept”) takes great care with practices that affect personal privacy. Concept welcomes questions and feedback from Site Users in relation to this Privacy Statement.

We advise that information you may have provided or may be asked to provide to Concept  is 'personal information' as defined by the Privacy Act 1998 (Cth).  This information is collected for the purposes of processing an enquiry for a Concept service and for providing services from Concept to you.  Information on record may be used for keeping you informed of upcoming events and assist us in improving and marketing our services to you.  Unless you tell us otherwise, we will continue to use the information we obtain about you in this way.

Personal information collected by Concept is not released to other organisations or persons except in response to a legal requirement or with your consent.

For further information please contact Concept Financial Services Pty Ltd at contactus@conceptfs.com.au

© Copyright 2008 Concept Financial Services Pty Ltd (ABN 12 109 790 481) is principal agreement holder and

an Authorised Representative of Matrix Planning Solutions Limited AFSL No. 238256 (ABN 45 087 470 200)