Our Services

Concept’s Financial Advisers provide experienced and practical financial advice in the following areas –

  • Financial and Investment Planning
  • Retirement Planning
  • Superannuation
  • Life, Total & Permanent Disablement & Trauma Insurance
  • Salary Continuance Insurance
  • Referrals to associated Professionals
  • Estate and Business Continuation Planning
  • Social Security Planning
  • Self Managed Superannuation Funds
  • Cashflow and Debt Management Strategies
  • Margin Lending/Gearing

To arrange an obligation free initial appointment please contact our office on (02) 9523 1288.

Our Charges

We believe our Clients must have a clear understanding of our fees and commission details.  We will provide you with details of all fees and commissions we may receive when we provide our advice to you.

Concept Financial Services Pty Ltd and Matrix Planning Solutions Limited receive initial and ongoing payments (fees, brokerage and commissions) from Clients, Institutions, Fund Managers and Life Offices whose products we may recommend and are accepted by our Clients.  All fees, brokerage and commissions are fully detailed to Clients and agreed upon before recommended programmes are established.

Income received by Concept represents the time, effort and degree of service you have elected to receive from our Company.  Clients may select their preferred method of paying for advice.

We believe our Clients need to make informed financial decisions about their programmes and they must have a clear understanding of our fees and commission details.  We advise this information verbally and in writing.

Further information can be obtained in the Matrix Planning Solutions Limited’s Financial Services and Credit Guide by clicking here for Barry Vandenbergh  and clicking here for David O’Hara. 

General Advice Warning

The information provided on this webpage is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs.

We’re here to help you

Please contact us for an initial, no obligation, consultation

(02) 9523 1288